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830 OR-99 W, McMinnville, OR 97128
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Finance Center
at Lum's GMC

 

Welcome!

Lum's GMC is Your Auto Loan Financing Center in McMinnville

Lum's GMC is proud to serve our Salem drivers, as your trusted resource for all of your automotive needs, whether that's with new or used car financing. Once you've found your dream car, then it's time to work with our finance department for auto loan financing. Our finance team will work hard to help you save using our vehicle specials or car leasing offers, as well as allowing you to apply for auto loan financing from the comfort of your own home. Find out the difference that a Lum's GMC can make in your car buying experience today. 

What's the Difference Between Buying and Leasing?

During your car shopping experience, you may have found yourself wondering if you should go with new car leasing or used car financing. The financial experts at Lum's GMC have all the information for you on the difference between auto loan financing and car leasing opportunities available. Below, you'll find out more about what we offer Hillsboro drivers, including:  

Perks of Leasing: 

  • Easily upgrade to a new car every few years.

  • The down payment is low or nonexistent.

  • Monthly payments can be lower than if you financed the car. 

Perks of Financing: 

  • You own your car and can customize it with accessories, parts, or paint.

  • There are no mileage limits.

  • You can sell the car later on if you decide to.

Once you've found the new or used vehicle that fits your needs, and your budget, contact us to get behind the wheel and experience it for yourself. Our expert team will help make sure you're taking home your new-to-you vehicle without the headaches, so that means you're in and out quicker, and on the road to Newberg that much faster.

Come into Lum's GMC Today for Your Auto Loan Financing

Lum's GMC knows that the car buying process can be stressful, but we want to make it just a little easier for you. That is why we work with our community to make sure that you're able to upgrade your vehicle, and your commutes, with a stylish and comfortable ride, that doesn't break the bank.

How Does Auto Financing Work?

Car financing in McMinnville denotes a means of getting a new car without purchasing it outright with cash. This may entail leasing a vehicle, which means you’ll drive a car for a set period of time and for a limited number of miles and pay only for the depreciation of the vehicle over that time frame. It may also entail taking out a loan to cover the cost of the car, which you will pay over time, typically with added interest. In either situation, you’ll be making monthly payments.

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